apple card denied reddit
Lets see if we can get some data points on what GS doesnt like for future applicant consideration. If that wasnt blatantly obvious to everyone already.
That Apple Card May Not Be As Private As You Think Engadget
Which of course is totally normal when you apply for any credit card.
. Apply for Apple Card walkthrough here or alternatively check out the tips below. Armed with numerous MyFICO forum reports. Vantage 30 is 651 as of 882019.
The Apple Card is slowly rolling out to American consumers on a limited basis. My FICO Score according to the same email from Apple is 723 which I think is more than enough for. Apple Card denied - DPs.
There are many reasons why an Apple Credit Card application was denied and the issuer must provide those reasons. Even If you keep being denied their systems just arent perfect and some people with good history and no debt just end up getting denied due to this and itll spit out a bs reason. So Ive applied for the Apple Card about 7 or so times over the course of the last three or so weeks.
Apple card denied over closed checkingsavings. Is that the so called invitation. You have recently been past due.
Learn about the key criteria used to determine whether your Apple Card application is approved or declined. However one of main reasons is not meeting the credit score requirement a score of at least 700. Nov 21 2019 1205 PM Reply Helpful.
There could be any number of reasons why your Apple Card application may have been declined. See your credit limit offer for Apple Card. A lot of posts about approvals here but not many about denials.
Highly utilized on too many bankcard trades recently or insufficient information on bankcard trades. Any more than 2 a month I believe and you can get locked out from applying for 30 days. Goldman Sachs customer service suggested I do a hard reset on my iPhone.
If I wanted to re apply is the wait time 30 days or 60 to request again. Go to your card info. How your Apple Card application is evaluated.
I have a question. Here is a link on how each application is evaluated - How your Apple Card application is evaluated - Apple Support. 3 months and 11 days in I received an email from Experian titled.
Goldman Sachs pulled TransUnion with a score of 680. Goldman Sachs 1 uses your credit score your credit report including your current debt obligations and the income you report on your application when reviewing your Apple Card application. Open the Wallet app tap your Apple Cash card then tap.
I keep getting the response that Im being denied due to my monthly debt obligations are too high given your income - examples may include loan or monthly. Just try once a month until youre approved since its a soft pull until you accept an approval. Youre currently past due or have recently been past due on a debt obligation.
Open the Settings app tap Wallet Apple Pay then tap your Apple Cash card. The one and only reason it was denied was because. Then you can make other purchases and update your apps including free apps.
Once you opt in youll receive monthly updates on your progress via email covering your success in tackling credit roadblocks like settling past due balances making on-time payments on your. As of June 30 2020 if youve been denied the Apple Card you may see a notification on your device offering you the opportunity to join the Path to Apple program. The Great Apple Card Decline Thread.
Your payment method will be charged for the unpaid balance. If you got denied because of your credit score Goldman Sachs the cards issuer would send a copy of the credit score and the top factors contributing. Opened a high proportion of trades recently.
If you use Family Sharing and Purchase Sharing is turned on the. If your card was declined add a new payment method or update your payment information. It kept rejecting my application identity cannot be verified.
Path to Apple Card Invitation to reapply. So finally got my request back and it was declined due to lack of a FICO TransUnion score. Open the Apple Watch app on your iPhone tap Wallet Apple Pay then tap your Apple Cash card.
They usually would send u a path to Apple Card. Not sure if its 30 days from your first attempt or second. Applications are approved or denied by Apples financial partner Goldman Sachs and that institution may reject your application for the following reasons.
You can add multiple payment methods to your Apple ID. Is anyone elses application for the Apple Card getting denied for monthly debt obligations are too high given your income even though they have no debt whatsoever. Hey fellas 3 and a half months ago I applied for the Apple Card.
I was having problems getting my identity verified. I only just got my Vantage score on Credit Karma like a week ago. You have recently been past due but I havent since 2013 18k in open credit lines util 1 at last.
I got rejected but was invited to the path to Apple Card for a 4 month duration. If I wanted to charge my new iPhone 11 Pro Max to the Apple Card I would need to the input the cards number on the terminal. Im July my denial said A bank recently closed your account or something to that effect.
Apply again and see if you have better luck. I applied for an Apple Card and was denied due to the following reasons - Too many inquiries. Sure enough did the reset and was able to complete the whole process and approved in less than 2 mins.
Some people on Reddit claim their Apple Card applications have been declined. The resolution was to freeze your ChexSystems report and then try again 15 minutes later. So heres some DP for those who might be interested.
Just because you apply though doesnt automatically mean youll be accepted. If youre declined look out for an invitation for Path to. After looking into the topic on here and Reddit- many people got the denial for the same reason.
Either for regulatory or business reasons Goldman couldnt provide clear-cut answers as to how the pretty simple decision tree was structured. I got an invite to apply this morning went to apply as soon as I got the invitation. How to verify your identity for Apple Cash.
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